Have you unfairly been charged bank charges?

You could claim it all back plus interest!


Call us now

0161 477 4604

Who is able to reclaim bank/credit card charges?

Under the guidelines relating to bank and credit card charges, customers who are in ‘financial hardship‘ have a stronger case when trying to claim back money.

You can claim the charges are excessive and unfair, but if you are in financial hardship at the time or can prove that the charges are causing you financial hardship, then you have a better chance of getting your money back.

Proving you are in financial hardship means that several of the following issues apply to you:

  • You are unable to pay for food and vital bills
  • You are unable to pay back debts
  • You have recently had a significant drop in your income, due to

    losing your job, taking a pay cut, or you or your partner has gone to prison

  • You have recently become disabled and have had to increase your spending as a result

  • You have gone bankrupt or into debt management

  • You are constantly living off credit and need to apply for more

  • You regularly go over your overdraft limit

  • Bank charges have made your financial situation worse

What bank charges can be reclaimed and why

You can claim back on bank charges that arise from:

    • Going over your overdraft limit
    • Bounced cheque or direct debit payment

No Win,
No Fee*

Average Claim £2000

Fast Claim Application

Safe & Secure Website

How does reclaiming bank
charges work?

Take a look at our Frequently Asked Questions.

Which banks can I claim from?

At some point most of the main high street banks and building societies have had unfair bank charges. See the list below. However if your bank or building society is not in the list and you are paying bank charges you could be entitled to claim the fees back.

Start your claim today

Fill in our quick 30 second form and a specialist bank fees claims advisor will contact you to discuss your claim free of charge. 

Opening Hours:
Weekdays: 08:00 – 18:00
Weekends: 09:00 – 16:30

0161 477 4604
76 King Street, Manchester, M2 4NH


Bank Charge Refunds is a trading partner of Financial Claim Solutions Ltd and has a Company Registration Number 11570192. Financial Claims Solutions Ltd is Regulated by the Financial Conduct Authority (FCA) in respect of regulated claims management activities. Authorisation Number is 83841.

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